When you work offshore, you are generally in a much better position than the folks back home when it comes to saving. Unless you are unlucky you will pay less tax, and will be paid more for the inconvenience of living overseas.
But you do not get the tax breaks available to people in your home […]

Whatever type of retirement fund you have, be it 401k 403b, Roth IRA or plain old IRA, you want to spread your risk.
Stocks go up and go down. Treasuries and government backed bonds are very safe, but they also go up and down in value, although you will always get a reasonable return. You can […]

Essential Considerations in Retirement Funds
Will your  your retirement fund deliver the retirement life you want? It may not. There are two problems with getting enough into your retirement fund. First, the investment industry has been overly optimistic about  the return you can expect on retirement funds, and this has most people who are saving also […]

Saving is not easy, but turn it into investment and it sounds sort of sexy and smart. It is not easy to find spare money to invest, so the best way to do it is to invest some each month immediately you are paid. Or have the money put straight into a retirement fund by […]

Get a Financial Plan – then a Retirement Plan
With a financial plan in place you can face your retirement with confidence!
To have enough money to live on comfortably in retirement you need a financial plan – a retirement plan will follow. You see, if you have a financial plan in place, you will find it […]

For your retirement plan, do you have to rely on financial advisers? Or can you build your own retirement plan? Yes, it is possible to run your own retirement plan, and in many countries you are allowed to do so.
But building a retirement plan takes time and effort – it is no good just putting […]