Are you saving towards retirement? If so, is the money coming out of your pay check before you get it? If you answer ‘Yes’ to both questions you are doing well. You are saving the way you MUST save for retirement.
If you answer ‘No’ then you are looking ahead to a bleak old age unless […]

When the stock market is in turmoil, you are likely to ask yourself whether your pension or retirement fund, whatever the type, is safe. If you are heavily invested in individual stocks, you may have cause for concern.
The fact is that when the stock market falls, some stocks fall, some stay where they are, and […]

When you work offshore, you are generally in a much better position than the folks back home when it comes to saving. Unless you are unlucky you will pay less tax, and will be paid more for the inconvenience of living overseas.
But you do not get the tax breaks available to people in your home […]

Children are bad enough when they are kids, but when they grow up they can be worse. Now I know I am about to retire, but I found out that the 60th birthday party invitations they had sent out said  “come to my dad’s birthday before it’s too late!”.
What a cheek! Sometimes I think the […]

People tend to think of young people having a blast on vacation, but so do older people. When you retire you don’t have to worry about getting back to work in two weeks or whatever, nor do you have to worry what’s going on while you are away. And you have time to study the […]

The biggest problem facing you when you plan your retirement fund – or start taking the money – is inflation. You may have fallen for government statistics that show inflation is low. Don’t believe it! The official figures understate inflation, probably by 70-100%. In other words, if they say inflation is 3%it is probably 5%. […]

Whatever type of retirement fund you have, be it 401k 403b, Roth IRA or plain old IRA, you want to spread your risk.
Stocks go up and go down. Treasuries and government backed bonds are very safe, but they also go up and down in value, although you will always get a reasonable return. You can […]

Cut the fees and get more retirement cash
Are you paying too much in fees on your IRA  or 401 (k) retirement fund?
If you are paying too much in fees for your 401 (k) retirement fund, you could lose 15-20% of the total benefits over the years you are saving. In fact, an increase of 1% […]

To save for retirement get deals on hotels
You want to save money for retirement, then make sure you don’t waste money. Get a good deal on aany hotel you stay in. Once you are retired you will want to be sure you can get good deals on hotels, too,, so here are some tips.
First, if […]

So you wan to retire at 50 or maybe 55, and can’t bear the idea of working past 60. Well, if you are in either a boring or a stressful job, I don’t blame you.
But look, if you have a good salary and want a good retirement income you will need to have a nest […]